Due to rising health care costs and the uncertainty brought on by health care reform, employers today are faced with difficult decisions when it comes to providing health benefits to their employees. Employers must spend their benefit dollars wisely, but also offer benefits which provide real value to the employee. Employers may choose to offer voluntary plans to help fill the gaps that are left behind due to changes made in the employee’s health benefits plan.

Voluntary benefits allow employees to purchase additional insurance products through their employer at rates that are lower than if they bought them on their own, and premiums are often paid from pre-tax dollars and deducted from the employee’s paycheck. Voluntary benefits are also a way for employers to offer an added incentive to employees without having to pay extra. Everybody wins when voluntary benefits are a part of a company’s employee benefits package.

Brooker Insurance Agency’s employee benefits professionals can help your company determine if voluntary benefits can be a valuable addition to your employee benefits package. We’ll work closely with you to assess your company’s unique situation and will provide innovative solutions for your employee benefit programs.